Need an appraisal for an FHA-backed mortgage? Call Sandy Sinclair Appraisal Service

Sandy Sinclair Appraisal Service is OH state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-loan, be sure to call Sandy Sinclair Appraisal Service, as we are approved and qualified to produce FHA appraisals. FHA's guidelines, documentation and policies may seem difficult to understand, but the staff at Sandy Sinclair Appraisal Service is well-trained on how to follow the rules and regulations provided.

The FHA is the Federal Housing Administration, which is a federal organization in the United States Department of Housing and Urban Development (HUD) - if your loan is an FHA loan, it means it is underwritten by them. The FHA does not provide funds to borrowers, rather, it provides lending agencies with safety by offering mortgage insurance in case the borrower defaults on his or her loan obligations. The FHA and their loan programs are created to benefit low-to-moderate income consumers help meet credit expectations if they otherwise would not.

Down payments are often lower with an FHA loan despite using conventional market rates. The loan programs that the Federal Housing Administration provides are exceedingly beneficial to consumers with less starting capital.